Colin and Saliann Miles, Northamptonshire

“I was very fortunate to be able to retire at the age of 53. The main reason dates back to some advice from David Williams IFA almost 20 years ago. As a direct result of following that plan through we achieved financial stability and had the platform to be able to retire when I chose to.

“I am not naturally a great risk taker. David Williams IFA has always listened to me and always come up with the right investment. It might be a bit more adventurous at times when we could afford to take a risk and something a bit more cautious when we couldn’t. No-one has ever tried to suggest an investment that was good for them but not good for me.

“We are in our golden years now. The financial stability we have comes from working hard and having the right financial advice over many years.”